The Big Shift - A New Look At Bonds

PRESERVE CAPITAL.  GENERATE YIELD.  MINIMIZE TAXES.

For decades, investors have focused on achieving growth from equities within their investment portfolios.

Times have changed. In the current economic environment, investors of all life stages are taking a new look at increasing their fixed income allocation to help generate total return and minimize taxes. Your Ziegler financial advisor can help.

• PRESERVE CAPITAL. According to at least one estimate, global equities lost $9.5 trillion in the month of October alone¹. How can investors protect their investments?
• GENERATE YIELD. While economists disagree over whether or not we have seen the bottom of this bear market, most agree that our recovery will be a slow process and may take months — even years. Where can investors find growth and income?
• MINIMIZE TAXES. We are entering into a chapter that will most certainly see an increase in taxes. How can taxpayers minimize taxes?

While equities will continue to play in an important role in any portfolio throughout the recovery, we suggest taking a new look at how fixed income investments can help stabilize your portfolio, produce returns in the form of consistent yields, and help to minimize your overall tax burden.

The Ziegler Advantage

As one of the Nation's leading underwriters of fixed income in our focus sectors of healthcare, senior living, religious organizations and schools, and renewable energy, fixed income happens to be one of our strengths.

As a result of our work to provide financing to these organizations, we are able to offer our clients fixed-income investment products in these sectors that are often only available through Ziegler. In addition, we are active in the secondary market and are experts in finding high quality fixed income investments to meet your needs.

Achieving your goals requries balance. Your Ziegler financial advisor can help you incorporate fixed income investments into your portfolio that can balance your growth investments for greater overall stability and strength. Explore the resources we have available to help you achieve that balance.

• View our Current Offerings. 
• Check out our Taxable Equivalent Yield calculator.
• Sign up to receive alerts for new issues.
• Learn more about fixed income investing.
• Contact your financial advisor or one of our fixed-income experts in our Client Service Center to learn more about opportunities that might be right for you.

1Barrons, November 3, 2008
Fixed income securities are subject to market risk and interest rate risk. If sold in the secondary market prior to maturity, investors may experience a gain or loss depending on interest rates, market conditions and the credit quality of the issuer. B.C. Ziegler and Company does not provide tax or legal advice. Please consult your tax advisor regarding the suitability of these fixed income investments in your portfolio.